Westlake financial services is a legitimate company that has spent 33 years in business. However, debt collection can hardly be a good experience. So pharma are you undergoing debt collection harassment? Call us now!
“Who would like to have debts?” Certainly, most hands will not get raised. No one likes having debts, generally. However, sometimes, it just seems inevitable to avoid such options.
The most crucial role in this regard is played by Debt Collection Agencies like Westlake Financial Services. Since they are responsible for collecting debts on behalf of their clients.
However, sometimes investigation on their part is not done right and at other times, they end up verbally threatening the person whom they think is trying to play out the agency.
Either way, people do end up getting verbally abused by the debt collection agencies. If you happen to be among those, then there are two things you need to know, right off the bat.
First of all, no one has the right to abuse you and verbally threaten you. Even if you owe a certain amount. That comes about through the Fair Debt Collection Practices act. And secondly, if you are being harassed and wrongly chased, then you need to make an immediate call to a law firm you trust.
If you have been contacted by Westlake recently and you are being wrongly chased or have been verbally abused, then make a call today! Haseeb Legal LLC can help you.
Westlake Financial Services Profile
Westlake financial services is a financial institution in Los Angeles California. They let you personalize your financing terms and how you get to pay back, and they let you do it without impacting your overall credit score.
Taking a look at their better business bureaus profile, there are 736 total complaints filed against Westlake financial services in the last 3 years. Now 279 complaints out of the 736 were closed in the last year. Now, 60 complaints out of the remaining ones were resolved whereas only three complaints are listed in the complaint unresolved category,
which means that only three of the remaining ones were not solved.
But, Let’s not make an error about it, it’s pretty impressive to have only 3 unresolved complaints on your profile. With a staggering 33 years of experience in business, Westlake financial services make it to the well-performing Financial services companies list.
However, it does not mean that they cannot make any mistakes because let’s not forgotten that the total number of complaints was 736. So, you might be experiencing getting chased after or perhaps even worst if you are getting harassed or verbally abused. If that’s the case, then there are plenty of things that you can do about it.
What Is Debt Collection Harassment?
The United States law provides all the necessary legal protection to those who owe the debt. It means that no one has the right to employ shady tactics against you, even if it is for the collection of debts. This is why the United States respects FDCPA, it ensures that the collectors remain within their boundaries while collecting debts.
But unfortunately, there are some debt collection services that do not respect their boundaries, and consequently, people end up suffering. However, if you are undergoing the Westlake Debt collection experience, then you may be wondering what actions count as harassment?
Here are some actions that are considered violations of F.D.C.P.A.
- You are being called at your workplace after informing them that it’s not allowed to attend calls.
- Debt collectors are not allowed to use curse words or abusive language when talking to you.
- According to FDCPA, calling a person many times a day regarding debt collection is considered harassment.
- Calls from the agency at odd hours (for ex, 8 – 9 PM) can also be considered harassment.
How Law Firms Can Help You With Debt Collection Harassments?
If you are constantly receiving calls from your debt collection service and they are harassing you, then it is time to understand your rights and how an attorney can help you protect them.
If the debt collecting agency that you are in contact with is constantly violating your FDCPDA rights during interactions, then you are strongly advised to call an attorney.
An attorney can help you limit your loan or perhaps even negotiate on it a little bit and reduce it. Also, an attorney can help you develop and work on some strategies that can help you get through the whole process without being harassed or facing security issues.
Summary
Westlake financial service is a legitimate financial institution that collects debts. It also has a good online reputation on the Better Business Bureau and has solved multiple complaints on its part.
There are only 3 complaints left unresolved and all of the rest are settled. Even when you look at the Google reviews, the statistics are staggering.
There are a total of 7,155 reviews and collectively they make a 3.3 out of 5 stars. So overall it’s a good financial institution as per the online data.
But that doesn’t mean that you are an exception to the usual debt collection experiences. So, if you are undergoing a harsh debt collection experience, then be sure to reach out immediately.
