Everest receivable services is a legitimate debt collection company that has been in the debt collection industry for the last 13 years.
Now the question is how well has the company performed? That remains very much unanswered when we take a look at the customer reviews at BBB.
That’s due to the fact that there are only 35 customer reviews on the company’s profile which is an insignificant number considering the fact that the company has been in the business for 13 years.
But, their BBB’S accreditation gives them an edge over their counterparts. However, all of these statistics become inconsiderable if you get harassed by the company.
That being said, let’s move on towards discussing the online reputation of the agency and what you can do if you are being threatened, abused, or harassed.
About Everest Receivable Services
Everest Receivable Services is a legitimate debt collection agency that has served for 13 years in the debt collection industry.
For the last three years, the company has received 77 complaints and 22 complaints were closed in the last 12 months.
Company’s profile on the BBB’s website has been rated at 1.34 out of 5 stars, not to mention the fact that it’s based on a total of 35 customer reviews. However, what truly gives Everest Receivable Services an edge over its counterparts is its BBB accreditation.
Even the companies that have spent a substantial amount of time in the debt collection industry were not able to secure the BBB accreditation.
Forms Of Harassment
There are various forms of harassment when it comes to debt collections. And even though it’s a prohibited route to take, some debt collection companies still choose to go down that road.
However, when we mention harassment, it is important for us to consider all the circumstances laid out by the Fair Debt Collection Practices Act.
So, first of all, the act considers it illegal for a debt collection company to publicize your data in conditions other than the ones defined in the Act.
Secondly, it is also a form of publicizing your data that your neighbors are getting informed of the debt that you owe. Hence, when a debt collection company informs your relatives or neighbors about the debt that you owe they are engaging in an illegal act that is considered to be a form of harassment.
In addition to that, if the debt collection agency is calling you multiple times a week or you are being subject to robocalls, then the Fair Debt Collection Practices Act also considers it to be a form of harassment and you can sue the company if they have done so.
Last but certainly not least, people are also harassed through the use of threats, especially the threat of wage garnishment. Wage Garnishment itself is a legal process in which the court of relevant jurisdiction asks the employer to keep the wage of the employee for the sake of debt repayment.
Debt collection companies have come up with all sorts of harassment techniques to attempt debt collection. Whereas, the law of the United States prohibits the use of such tactics and questionable techniques to attempt debt collection.
If you have fallen prey to such questionable debt collection techniques, then consider hiring an attorney right away.
Your Rights Under Fair Debt Collection Practices Act
Speaking of hiring an attorney, we shall also discuss its benefits, as discussed by the Fair Debt Collections Practices Act.
Once you hire an attorney, you can seize all the communications between you and the debt collection company by telling the company that you are being represented by an attorney.
Once they are informed that you are being represented by an attorney and you can ascertain the attorney’s name and address, then the company is prohibited by the US law to contact you afterwards. All the communications from this point will continue between the debt collection agency and your attorney unless the attorney becomes unresponsive or directs the company to contact you.
Once you are harassed, the law of the United States gives you a full right to sue the company, press your claims, and receive monetary compensation against the violation of your rights.
Can I Sue Performant Recovery Service
If your rights under the Fair Debt Collection Practices Act are violated, consider contacting us. Haseeb Legal LLC can help you deal with harassers and pursue your case successfully.
However, if you want to entertain double-checks regarding whether your rights have been violated, then here are some examples of common illegal practices:
- Uses of obscene language.
- Use of threats in order to collect money.
- The use of intimidation to collect debts.
- Accusing you of engaging in criminal acts.
- Constantly accusing you of debt.
There are numerous examples of unfair tactics used by debt collectors during their contact with the consumer. We will highly recommend you to read the Fair Debt Collection Practices Act to fully understand your rights as a consumer and the amount of Liberty that you get to enjoy.
Summary
Everest Receivable Services is a legitimate debt collection agency that has been in the Business for 13 years. When we take a look at its Better Business Bureau’s profile, the rating isn’t all that good (based on just 35 customer reviews) but a thing to consider is it’s BBB accreditation.
However, be it Everest Receivable Services or any other debt collection agency, no one has a right to harass you or accuse you of having debts when you don’t.
So, if you are being harassed by any such agency, consider contacting Haseeb Legal LLC today. We can help you fight your harassers under the law and we can help you receive monetary compensation against the violations.
