Swift Funds Financial Services is a debt collections company that strives to collect debts on behalf of its clients.
However, the Online reputation of the company is not a good one.
If you have been contacted by Swift Funds Financial Services and you are being harassed, then consider calling us right away.
We can help you fight harassers, abusers, and those who don’t acknowledge your rights under the Fair Debt Collections Practices Act.
About Swift Funds Financial Services
Swift Funds Financial is a debt collection agency with a downhill online reputation, which means people are not generally happy with the service.
When we talk about unsatisfactory debt collection services, it means that people are not happy with the billing and collections of the company. That’s because these are the main departments in any given debt collection company.
Looking at its reviews, the company has an average of 1 out of 5 stars on its Better Business Bureau’s profile. That may indicate that the company’s billing and collections department is functioning poorly.
If you have fallen prey to its malfunctioning department and now you are getting harassed, consider calling an attorney.
Forms Of Harassment
Harassment can take various forms. And debt collection companies choose to go down that path even though it has been declared illegal.
It is important to know that there are various tactics employed by debt collectors and some of them can be identified as serious forms of harassment.
If you have suffered through tolerating obscene language during your contact with the agency, then you should know that the Fair Debt Collections Practices Act considers it to be a form of harassment and prohibits the collection agencies from using obscene language during their contact with the consumer.
Repetitive Calls are also recognized as harassment. All debt collection agencies operating in the United States are ordered to avoid calling any consumer multiple times.
However, still, there are times when consumers report that they were being called multiple times a week. If your rights have been abused in the same manner, then consider hiring an attorney.
Haseeb Legal LLC can help you sue harassers, abusers, and those who do not respect the law.
Now, there is a variation of the same harassment, and that is when the debt collection company starts contacting your neighbors. This is a variation of the same violation and it’s a pretty low-life move to attempt collection.
Your Rights Under Fair Debt Collection Practices Act
One of the most important rights that are given to a consumer under the Fair Debt Collections Practices Act is to cease all communications between the collection agency and the customer.
You can cease all the communications between you and the debt collection agency today by hiring an attorney.
F.D.C.P.A. clearly states that if the collection company knows that the consumer is being represented by an attorney and the consumer can ascertain the name and the address of the attorney, then all communications between the consumer and the company should be ceased. At this point, the debt collections company will only be contacting the attorney except he/she becomes unresponsive or directs the corrections company to contact the consumer.
Secondly, the Fair Debt Collections Practices Act regards your privacy, the time you spend before and after work, you may also call it “odd hours”.
F.D.C.P.A. absolutely prohibits the collections company to contact a consumer in odd hours. The act makes mention of these hours as “consumer time zone”. If you have been contacted during odd hours, then it’s important to know that your rights under Fair Debt Collections Practices Act have been violated.
Among other rights, the Fair Debt Collections Practices Act also allows a consumer to stop the collections company from contacting them while they are at work. If your employer doesn’t allow you to attend calls while you are at the workplace, you can ask the collections company to stop calling you.
There is a lot to speak about F.D.C.P.A. We will recommend you read the whole act. That’s how you’ll get to know the amount of freedom that has been granted to you as a consumer. They will hopefully help you resist and press against the harassment and abuse that is being thrown at you over the phone.
Can I Sue Swift Funds Financial?
The Law of the United States gives you full right to sue Swift Funds Financial or any other debt collection agency that is attempting to harass you, accuse you, or try to accuse you of criminal acts.
If you have been mistreated, then don’t hesitate nor procrastinate, correct Haseeb Legal LLC right away and start pursuing the case today!
You Can Sue Swift Funds Financial Services Today If They Were Engaged In The Following Acts:
- Calling you while you are at your workplace and the agency has been informed that you are not allowed to attend calls during work.
- True collections agency is calling your neighbors and relatives.
- The agency is not respecting odd hours or “consumer time zone” as Fair Debts Collection Practices Act recognizes.
- You are being verbally threatened and harassed.
- The collections agency has contacted you knowing that you are being represented by an attorney.
Summary
Swift Funds Financial Services is a legitimate debt collection agency. However, its online reputation isn’t all that good. Which leaves us some space to ask “are you getting harassed by Swifts Financial Services?”
No agency has the right to violate the rights granted to you by the Fair Debt Collections Practices Act. And, if they are getting violated then consider hiring an attorney right away.
Haseeb Legal LLC can help you sue such collection companies who choose to harass, abuse, or threaten you.
