Harris & Harris is a reputable legitimate debt collection company that has been in the business for over 50 years.
Now that is a lengthy experience!
The company has been serving the industry for half a century. But, it had no impact whatsoever on the customers as they absolutely tore apart the company’s reputation in the Google reviews section and also on the Better Business Bureau’s profile of the company.
Now, that makes us ask you, have you ever had an abusive encounter with a debt collection company and wondered what you could do in such a situation? Well, we are here to help you out.
But first, let’s start by talking about Harris & Harris and its reputation, and then we will help you understand what your rights are and what you can do when it comes to the violation of your rights.
About Harris & Harris
Harris and Harris is a debt collection company that has been in the business for over 50 years now.
But, despite the fact that Harris & Harris is one of the most experienced debt collection companies that we have covered in our post yet, it hasn’t been able to maintain a good online reputation either on the Google Reviews or on its Better Business Bureau’s profile.
In fact, there are 254 reviews on the Google review section that add up to make just 1.3 stars out of 5. Whereas, the agency has 1.12 out of 5 stars on its BBB’s profile which are based on 85 customer reviews.
However, here are a few good things about Harris and Harris that we should also consider when we’re moving towards the contrary.
The agency was able to close 195 complaints in the last 3 years whereas 73 complaints were closed by Harris and Harris this past year.
Harris & Harris’s Complains Table:
| Billing & Collections | 144 |
| Delivery Issues | 2 |
| Problem With a Product Or a Service | 45 |
| Advertising & Sales | 4 |
| Guarantee/Warranty | 0 |
| Total Complaints | 195 |
Forms Of Harassment
Harassment is a tool that some debt collection companies use despite the fact that it is illegal.
All they care about is getting the money from people who sometimes don’t even know that they owe money.
Now, the Fair Debt Collection Practices Act has mentioned a number of actions that are illegal for debt collection companies because they are considered harassment, abuse, and violation of consumer rights.
One of them is publicizing your data. No debt collection agency is allowed to publicize the data of the consumer.
One of the variations of this offense is when your relatives and neighbors are informed about a debt that you owe. It is not your relatives’ or neighbors’ concern whether you owe some money or you are being falsely accused.
Hence, when debt collection companies choose to call your relatives and neighbors to tell them about a debt that you owe, they are basically publicizing your data as far as the information of owing money is concerned.
Now, moving on from publicizing data, debt collection companies are also not allowed to maintain any contacts with you if you don’t want them to.
There are certain ways of achieving this goal legally and one of them happens to be that you tell the debt collection agency that you do not want to be called again and to please add your name to their Do-Not-Contact list.
Now, if the agency is not professional enough to maintain a Do-Not-Call list, then you can still achieve this goal by hiring an attorney.
If you want to hire one, then contact Haseeb Legal LLC today. We can help you press your claims and sue your harassers.
Lastly, debt collection companies also choose to keep pressing their accusation upon you. And then they call you multiple times per week trying to suggest that they know you owe money and you have to stop acting as if you don’t know.
Your Rights Under Fair Debt Collection Practices Act
Faded collection practices act gives you the full right to keep your data private.
No debt collection agency has the right to disclose your data unless under the excused circumstances by the law.
You can know more about these excuse circumstances by reading the act.
Furthermore, no debt collection agency can call you at odd hours. The US law recognizes odd hours as consumers’ time zone and respects the fact that a consumer wants to enjoy their life during these hours of the day. Thus, they should not be called at this time.
Can I Sue The Harris & Harris?
You can sue Harris & Harris or any other debt collection agency today if they have wronged you in any manner.
Remember, there is a perspective found by the name of “victim precipitation”. The concept suggests that the amount of offense and harm inflicted upon a victim actually depends upon how much offense was invited by the victim.
Summary
Harris & Harris is a legitimate debt collection agency with 53 years of experience in the industry and the Better Business Bureau’s accreditation.
However, that didn’t stop unhappy consumers from bombarding the agency’s profile on Google and Better Business Bureau with a ton of negative reviews and an awful lot of low ratings.
This leads us to ask you, are you being harassed by any such debt collection agency?
If yes, then we are right here to help you get through it. We can help you receive monetary compensation against the violation of your rights under the Fair Debt Collection Practices Act.
