Have you ever had contact with Pioneer Credit Recovery? Or have you ever heard words like scams and harassment associated with it?
Now, for those of you who are wondering whether Pioneer Credit Recovery is a scam or not, and what’s the harassment all about,e are going to cover it all in this blog post.
Also, we are going to address the questionable collection methods of debt collectors and what can you do about it, how the Fair Debt Collection Practices Act protects you, and the role that Haseeb Legal LLC plays when you run out of options.
Is Pioneer Credit Recovery Legitimate?
First of all, let’s discuss whether the pioneer credit recovery is a scam.
PCR is not a scam, they are a legit debt collection agency. You can find three notices of government action on the Better Business Bureau’s profile page for Pioneer Credit Recovery.
Now according to the BBB, pioneer credit recovery is a legitimate collection agency that was founded back in 1985 and was basically incorporated in 2001. But, that doesn’t mean that working with them is a pleasant experience.
Did you know? Pioneer Credit Recovery has almost 100 complaints filed against them with the consumer financial protection bureau and around 136 with the BBB itself.
But since the legal action was taken by the Washington state attorney general, the department of education has canceled its contract with the PCR to collect student loans.
You are protected under the law, the Fair Debt Collection Practices Act, against harassing calls, and all the questionable, abusive, and deceptive collection tactics that are used by debt collectors.
It is the debt collector’s job to collect the debt placed by the original creditor and sometimes sold to them. These collection agencies buy debts for pennies on the dollar. Now, to do their job, they opt for questionable tactics sometimes for example threats and harassment.
Generally, people don’t know that they are actually protected by the law if they fall prey to such predatory debt collection practices. So, good news for you, US law protects you through the FDCPA.
So, what does it stand for? The FDCPA or Fair Debt Collection Practices Act is an act that prevents various types of harassment, abuse, and threats from debt collectors.
Also Read About Other Debt Collectors
Option#1: Ask For The Debt Validation Report From Pioneer Credit Recovery.
So now you know that the FDCPA protects you from getting harassed or falling prey to abusive debt collection practices, you now have to confidently contact Pioneer Credit Recovery and get the Debt Validation Report. You need it to ensure that the debt that is being collected, actually belongs to you.
Now it is essential to know that you only have 30 days after Pioneer Credit Recovery’s initial contact with you.
Now, the advantage of this step is that once you are able to get the debt validation report, you can know whether the debt belongs to you or not. If it doesn’t belong to you and it was wrong for the collection agency to make collection attempts on you.
Option#2: Contact Haseeb Legal LLC.
You can contact us and tell us about what you may feel is debt collection harassment. We will be more than happy to schedule a phone call or a meeting to discuss your queries, and how they can be solved, what are the legal tactics, and how to get you out of the situation, what are the laws that protect you, and how can you prevent yourself from being a victim of deceptive collection tactics that are being employed by the debt collectors.
We will lay all the options out for you, then you can then decide which one suits you the best and we will guide you through that process.
Before You Go…
Whenever you are faced with harassment and scams from companies and specifically debt collection companies, just stop worrying and know that the US law protects you.
Just stay aware, know the law, and know the right professionals to contact whenever you face such harassment.
Feel free to always contact Haseeb legal LLC and we will be happy to help you walk through the process.
